If your old clunker is gasping its last, you might think (like millions of other Americans these days) you can save yourself some money by buying a used car instead of a new one. You can -- if you make smart buying decisions. Hasty or unwise used-car buying can end up costing you much more in the long run.

If you've been sending lots of resumes and getting the runaround, you're not alone. According to the U.S. Labor Department, unemployment is the highest level in 25 years.

Every year there are routine obligations to fulfill – visiting the doctor for a checkup, doing your taxes, seeing a dentist. But is evaluating your retirement plan one of those annual rituals? For many, a lack of proactive planning will only lead to added stress.

Simplicity is the hot new trend among today’s consumers. From the clean design of consumer technology products like the Apple iPod to the convenience of healthy, ready-to-eat four course meals right from the grocer. Even home mortgages are being designed with flexible features that allow homeowners to adjust the terms of their loan without refinancing or tap into their home’s equity without applying for a separate line of credit.

As the April 15 tax deadline creeps closer many people may still be wondering: will I owe? It may be time to take proactive steps to set aside money that can be used to cover the extra expense you may soon face.

Looking for a cost-effective way to continue their professional development, many business people are turning to the Internet and online business training videos for help.

You love your free moments, and having more of them in a day is vital to enjoying life. So here are a couple of time-saving tips you can adopt to give you a bit more of that precious free time.